CTR Motorcycle Insurance

Many people have been in a minor auto accident or ‘fender bender’ at some point in their driving lives. This is very common. It is best to have auto insurance so a minor accident does not become a major deal.

If you find yourself in your first car accident, you may get stressed and do the wrong thing, or forget to gather information. You should know what to do in an accident before you get into an accident.

The first thing to remember in a minor accident without injuries is to move the cars out of the road. This is very important especially if you had your fender bender in an intersection.

You don’t want to cause more accidents by blocking the roadway. Leaving your car in the middle of an intersection can cause more accidents and injuries. Before you start to move the cars, though, be sure to turn on hazard lights.

The second thing to remember is that you need to call the police. In some areas, police will show at even minor accidents and write up an accident report, while in other areas there must be injuries for police to come to the scene. Regardless, call the police and see if they will send someone. Having an accident report can make filing a claim with your auto insurance much easier.

The most important thing to remember is that you have to exchange information with the other driver. You need the basics, like their name and phone number, insurance company, policy number, drivers license number, and the license plate number of their car. You also want to get a general description of the car, such as make, model, and color.

While you are exchanging information don’t make small talk. It’s too easy to say the wrong thing. Don’t apologize for anything or admit fault in any way. Let the police determine who is at fault.

If you have a camera on you, or if your car has a camera, take pictures of both cars. You want shots of damage, and also shots of the cars’ position in relation to each other if you can get that. Then once you leave the scene, contact your insurance agent right away to report the accident.

This author also regularly contributes articles regarding subject including the best cat toys and catnip toys.